~ your Link to clear to close ~

Portrait of U.S.-based mortgage advisor Suzanne Buchanan

Meet Suzanne

Professional, patient, and focused on your long-term home financing goals

"If there is a way to get your loan done, I will find it and help YOU build generational wealth through homeownership."

With 22 years in the industry, helping people make informed, sustainable home mortgage decisions is my forte. Being an educator at heart, I take the time to simplify lender requirements, program guidelines and complex criteria into clear, concise information. My approach is centered on guiding you towards the options that best suit your needs, minimizing unnecessary risk, and helping you make informed decisions with confidence.

Independent, Georgia and Florida mortgage advisor (Tennessee on the horizon)
Flexible consultations by phone or video
Evening appointments available

Schedule your consultation

Mortgage decisions should be clear

before you sign.

CTC Mortgage Link helps homebuyers, homeowners, and investors understand their financing options and choose a mortgage strategy that fits their goals. Schedule a no-obligation consultation to explore your options

Call Suzanne

Advice tailored to your circumstances.

Licensed and registered with the Nationwide Multistate Licensing System in Georgia & Florida #2751272

Trusted by homebuyers, homeowners, and property investors across the United States.

Nationwide Lender Access

Partnered with the #1 lender in the country as well as a nationwide panel of lenders for niche products to suit the needs of diverse loan scenarios.

Clear, Unbiased Advice

Transparent recommendations focused on what's right for you—not the lender.

How I can help

Mortgage advice for every stage of your homeownership journey

Instead of blindly searching comparison sites or asking AI,

receive personalized guidance

based on your goals, credit profile, income, and long-term plans.

First-time Homebuyers

Compare mortgage payments with current market rent. As low as 3 to 3.5% down payment, closing cost options, and most importantly, affordability.

Step-by-step guidance of the documentation required, credit and income review, options for seller contributions to decrease cash to close.
Mortgage Preapproval Letters and communication with BOTH Real Estate agents.
Coordinate with closing attorney/title to facilitate a smooth process for all.

Investment Properties

Purchase OR pull cash out with NO INCOME VERIFCATION. Approval is based on average rental income - both long and short-term rentals are OK.

Flexible Financing Options - Interest Only payments OK.
Access 80% of cash-out of income-producing properties to free up cash for purchases.
Novice investor OK - must be homeowner of primary residence only.

HELOCs and HE-LOANS

1 -2 -3 seamless process to tap into your home's equity for that next project or down payment on a second home or investment property.

Fully automated application, valuation, income sync & notary assignment
NO appraisal unless >$400k loan amount*
Interest Only payment available
Full disbursement of loan possible in 10 days

What to Expect: CLARITY

A clear, structured process from inquiry to closing

Your time is valuable and clarity equals confidence! I handle all communication with mortgage lenders and keep you fully informed at every stage of the loan process 'til we are CTC-Clear to Close!

Client Feedback

Clear Guidance, Less Stress

"As first-time homebuyers, we were nervous and overwhelmed. Suzanne explained everything clearly, answered every question, and kept us updated throughout. We felt genuinely taken care of."

Emily & James, First-time homebuyers

"We were approaching the end of our fixed-rate mortgage and faced a large increase in monthly payments. Suzanne reviewed the market and found an option that saved us hundreds of dollars per month."

Mark & Sarah, Refinance clients

"Omg that was so easy! ...is this the fastest loan process ever or what."

Faith, HELOC client

Ready to get Clear to Close?

Link up with the expert who makes an expeditious 'Clear to Close' the standard, not the exception.

No-pressure, no-sales conversation
Available evenings and weekends
Confident with clear next steps

Secure your loan now

Questions

Frequently Asked Questions

If your question isn't listed here, please mention it when you request your consultation and I will be happy to clarify.

Is the initial consultation really free?

Yes. The first consultation is completely free and without obligation. It is an opportunity for us to understand your situation and for you to decide whether you would like to proceed with formal advice.

What information will I need for our first conversation?

An approximate idea of your income, expenses, existing credit commitments and down payment is helpful, but do not worry if you do not have every detail on hand – we can still talk through your options at a high level.

Can you help if I have had credit issues in the past?

Potentially, yes. Many lenders are willing to consider previous credit issues depending on what happened and how long ago it was. I will always be honest about the likelihood of success before any application is made.